Does my pet need to be micro-chipped?

Yes. In order to be eligible for the insurance, most insurers required the pet to be micro-chipped. An owner with a pet that is not micro-chipped will have to pay higher premium for the same cover for insurance from the insurer who accepts the application.

It is important to check out all the eligibility requirements stated by the insurer before committing to the insurance plan for your pet. If your pet is not spayed or neutered, there is no cover for illnesses related to prostate problems, hormonal skin problems, perianal hernia, testicular tumours, mammary tumours, uterine and ovarian conditions.