What is the difference between hospitalisation and outpatient?

Hospitalisation (inpatient benefits) refers to when a service requires you to stay in a hospital for more than 24 hours. Outpatient benefits refer to when a service requires you to stay in a hospital for less than 24 hours. The limits for each of the inpatient and outpatient benefit vary and are subject to an overall annual limit. Kindly take note of these in your policy schedule.